Flexible Payment & Financing
SmileKeepers's staff will work with you to make payment arrangements best suited to your needs.
We offer a variety of payment options and accept most insurance plans, including:
- Cash and Major Credit Cards
- Dental Insurance
- Family Dental Plans
- Financing Offers
Dental insurance can make the cost or oral healthcare more manageable by paying a portion or all the fees associated with your office visit. If you're enrolled in a dental insurance plan, SmileKeepers staff members will help you to understand and maximize the benefits your insurance provides. We accept a wide variety of insurance plans; some of the uncommon types are listed below.
Preferred Provider Organization (PPO) Plans
PPO insurance will pay for the cost of treatment when you visit a dentist within the PPO Network's list of Preferred Providers (less any co-payments your plan requires you to make). If you choose to visit a dentist that is not part of your Preferred Provider Network, your co-payments will be higher.
Health Maintenance Organization (HMO) or Prepaid Plans
HMO insurance is considered prepaid because during your enrollment period you select a dentist from the HMO's list of providers. The insurance company then pays your dentist a fixed amount every month, regardless of how much dental care you receive. You will generally make a co-payment for treatment. Co-payments are usually a fixed amount rather than a percentage of the total cost. Not all procedures are necessarily covered benefits under this type of plan.
Usually offered by employers or unions, indemnity insurance will reimburse you for the cost of treatment provided by any dentist you select. Some plans cover the complete cost of treatment, while others cover a certain percentage or dollar amount toward the total cost.
Family Dental Plan
Family Dental Plans or reduced-fee-for service plans offer access to dental services at a tremendous value. We have an in-house family dental plan for an annual or monthly charge. There is generally no paperwork, annual limits, or deductibles, but you must stay within our participating dentist network to receive reduced fees.
Our staff will work with you to find the financing offer to best fit for your needs. Many of our offices partner with CareCredit* and Orthobanc. These programs offer no interest and extended payment plans to make it easier for you to get the treatment or procedures you need immediately - then pay for it over time with a monthly schedule that fits your budget. Financing offers are ideal for co-payments, deductibles, treatment and procedures not covered by insurance, and can be used at any SmileKeepers office.
If you are enrolled in a dental insurance plan, our staff will gladly try to answer any questions you may have regarding benefits and co-payments. We'll help you understand and maximize the benefits your insurance provides. For more information, or to ask specific questions, please call us at 541-226-3993 today.
*Subject to credit approval. Minimum monthly payments required. Ask for details.